Key takeaways:
- Impersonation scams accounted for practically 60% of rip-off instances dealt with by Allstate from January via September 2026.
- Practically 75% of instances concerned a cellphone name from the scammer, and greater than 90% concerned cost strategies equivalent to cryptocurrency, reward playing cards, peer-to-peer cost apps and wire transfers.
- Allstate gives assist via Rip-off Safety in collaborating worker advantages plans and free identification theft safety for eligible insurance coverage prospects.
CHICAGO, Oct. 29, 2026 — Impersonation scams accounted for practically 60% of rip-off instances dealt with by Allstate in 2026, making them the most typical rip-off risk of the yr1.
In these scams, scammers pose as trusted folks or organizations, equivalent to banks, legislation enforcement companies, supply firms or members of the family, and stress folks to ship cash.
Caroline Slane, senior vp of enterprise operations, Allstate Id Safety:
“Scammers make fraud look actual by pretending to be somebody you belief and pressuring you to behave earlier than you may have time to assume. In the course of the vacation rush, pause and confirm an surprising request earlier than sending cash. Allstate is targeted on serving to prospects acknowledge warning indicators sooner, shield their funds and recuperate from fraud.”
What’s an impersonation rip-off, and the way does it work?
In contrast to conventional identification theft, impersonation scams sometimes contain victims voluntarily sending cash after being deceived by somebody pretending to be a trusted individual or group.
Allstate calls this rising class of impersonation fraud “fake-and-take” scams as a result of criminals set up false belief and use urgency and concern to stress victims into sending cash.
What begins as a textual content, e mail or social media message typically escalates to a cellphone name, the place the impersonation can turn into much more plausible. Allstate reviews that just about 75% of its rip-off instances in 2026 concerned a cellphone name from the scammer1.
Scammers additionally steer victims towards cost strategies which are troublesome or not possible to reverse as soon as cash has been despatched. Greater than 90% of Allstate’s rip-off instances in 2026 concerned cost strategies equivalent to cryptocurrency, reward playing cards, peer-to-peer cost apps and wire transfers1.
What rip-off and identification theft safety does Allstate supply?
Allstate gives two various kinds of safety: Allstate Rip-off Safety℠, accessible via collaborating worker advantages plans, and free identification theft safety accessible to eligible Allstate policyholders in collaborating states.
The industry-leading Allstate Rip-off Safety℠ helps collaborating members and their households recuperate cash misplaced to scams, together with sure cryptocurrency scams. The profit supplies as much as $50,000 in annual reimbursement for lined losses and helps tackle gaps which will exist when licensed funds aren’t reimbursed by monetary establishments.
Practically 7.5 million eligible Allstate prospects in 44 states2 even have entry to free identification theft safety at no further value, together with assist from U.S.-based identification restoration specialists who assist resolve fraud and information prospects via the restoration course of. Allstate is the primary main U.S. insurer to supply the profit for gratis at this scale.
How can customers shield themselves from scams this vacation season?
Allstate’s identification safety specialists advocate the next tricks to scale back rip-off danger this vacation procuring season:
- Pause earlier than you pay. Be cautious of pressing requests for cash or private data, even when the sender seems acquainted.
- Confirm requests your self. Don’t click on hyperlinks in surprising texts or emails. As an alternative, contact the corporate, financial institution or group instantly via its app or verified contact data.
- Store with trusted retailers and sellers. Procuring scams rank among the many prime 5 commonest rip-off sorts reported to Allstate. Look ahead to offers which are too good to be true, particularly from on-line retailers on social media storefronts.
- Analysis charities earlier than donating. Donate via official web sites and be cautious of donation requests for cryptocurrency, reward playing cards or peer-to-peer funds.
- Deal with authentication codes like passwords. Don’t share a one-time passcode with an surprising caller, even when they are saying there’s an issue along with your account. Contact your financial institution or the corporate instantly via a trusted channel.
- Act rapidly. If you happen to assume you may have been focused, Allstate’s identification safety specialists might help assess the state of affairs and start restoration.
For extra data, go to allstate.com/identification/theft-protection. To be taught extra about Allstate Rip-off Safety℠ via collaborating worker advantages plans, go to allstateidentityprotection.com/plans/worker.
1Primarily based on Allstate rip-off loss instances from January via September 2026.
2Obtainable to eligible prospects in: Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Iowa, Kansas, Kentucky, Maine, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Jersey, New Mexico, New York, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, D.C., West Virginia, Wisconsin and Wyoming.
Continuously requested questions
What’s an impersonation rip-off?
Impersonation scams happen when fraudsters pose as an individual or group customers belief, then use urgency or concern to stress them into sending cash. Allstate knowledge reveals that just about 60% of its rip-off instances so far this yr concerned some type of impersonation.
What’s identification theft and what’s a rip-off?
Id theft occurs when somebody steals and misuses private data, equivalent to a Social Safety quantity, login credentials or monetary particulars. A felony might use that data to entry an account, open a brand new one, steal cash or declare advantages. A rip-off usually entails a felony tricking somebody into voluntarily sending cash or sharing data.
What ought to I do if I feel I used to be scammed?
Cease speaking with the suspected scammer and don’t ship further cash or data. Contact your financial institution or the corporate concerned via a verified channel. Allstate identification safety members can contact identification restoration specialists via the Allstate app or the Allstate web site for assist assessing the state of affairs and starting restoration. Members enrolled via worker advantages plans can get assist via the Allstate identification safety app or web site.
Does Allstate supply identification safety?
Since 2018, Allstate has supplied identification safety to assist folks monitor their private data, detect potential fraud and recuperate from identification theft. Its plans embody monitoring and alerts, entry to identification restoration specialists and extra safety options.
What’s Allstate Rip-off Safety℠?
Allstate Rip-off Safety℠ is obtainable via collaborating worker advantages plans. Eligible members and their households might obtain as much as $50,000 a yr in reimbursement for lined rip-off losses, together with sure cybercrime and cryptocurrency losses. Allstate Rip-off Safety additionally contains automated cellular rip-off alerts, e mail risk detection, robocall and textual content blocking and extra scam-fighting options designed to assist detect and block scams. Join throughout an open enrollment interval or test if an employer gives this profit right here. Employers and monetary establishments occupied with providing rip-off safety to workers or prospects ought to go to allstateidentityprotection.com/enterprise.
What’s Allstate’s free identification theft safety?
The free plan supplies entry to U.S.-based identification restoration specialists and alerts if an e mail tackle is uncovered in a knowledge breach or used to open a brand new account. Advantages can be found instantly after enrollment to the first policyholder on qualifying Allstate residence, auto, renters and different eligible private traces insurance policies in collaborating states2. Eligible prospects can join via the Allstate app or via their account on Allstate.com. Paid plans with further options and advantages can be found right here.
About Allstate
The Allstate Company (NYSE: ALL) protects folks from life’s uncertainties with reasonably priced, easy and linked safety for autos, houses, digital units and identities. Merchandise can be found via a broad distribution community together with Allstate brokers, unbiased brokers, main retailers, on-line and on the office. Allstate has 216 million insurance policies in power and is broadly recognized for the slogan “You’re in Good Palms with Allstate.” For extra data, go to www.allstate.com.
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