AXIS Capital Group is the standout: fireplace premiums grew 47.3% year-on-year in 2024, the quickest of any main service, whereas posting the very best loss ratio within the desk at 24.5%. Liberty Mutual delivered one of many sharpest turnarounds, bettering its loss ratio from 63.1% to 34.3% in a single 12 months whereas nonetheless rising premium 15%. Berkshire Hathaway, against this, pulled again intentionally – DPW fell 14.3% at the same time as its loss ratio stayed a wholesome 32.7%, signaling selective underwriting moderately than misery.
