If you wish to drop some pounds and achieve muscle, be part of a dad bod or a mother bod problem. The social strain to hit your objectives will likely be immense. And if you happen to put a monetary penalty for not assembly your objectives by a sure date, you may be much more motivated to get fitter.
Since graduating from school in 1999, I’ve weighed between 164 and 173 kilos at 5’10” tall. I am at present about 165 kilos, 45 days after the beginning of my Dad Bod Problem. The lightest I weighed as an grownup was about 153 kilos, which lasted all of 1 12 months earlier than I gained the freshman 10+ kilos throughout school.
After school, my physician additionally instructed I ought to be round 155-157 lbs to hit my ideally suited weight. So for over 25 years I have been telling myself I would prefer to lose 10 kilos. And I’ve by no means succeeded, solely coming shut after I grew to 173 kilos throughout the first 12 months of fatherhood in 2017, after which once more throughout the first 12 months of COVID. After each intervals, I ended up shedding about 7 kilos at most.
However after listening to about some fellow dads at my youngsters’ faculty coming into the Dad Bod Problem and shedding a ton of weight whereas additionally gaining muscle, I used to be impressed. This might lastly be the impetus I used to be in search of to lose that cussed 10 kilos!
Let me clarify our setup, so that you is likely to be incentivized to create your personal. In spite of everything, when you’re financially on observe, you need to get bodily on observe as nicely.
Standards for the Dad Bod Problem: Subjective and Goal
There are literally 10 of us within the Dad Bod Problem. Listed here are the situations:
- Problem length: Set a realistically long-enough length to vary habits. Ours is 100 days.
- Baseline standards: Full a DEXA scan (prices about $40–$70) to measure physique fats, lean mass, bone density, and extra. You’ll possible be shocked by how a lot fatter you might be than you assume. Submit your DEXA outcomes to a fellow dad, the decide, who determines how a lot fats you need to lose and the way a lot lean mass you need to achieve or keep.
- Agree or disagree: After receiving your problem numbers, you need to signal a contract if you happen to agree with the objectives. In any other case, you possibly can negotiate you probably have particular circumstances, reminiscent of a shoulder harm, knee harm, plantar fasciitis, and so forth.
- Create a monetary penalty for failing the problem: Ours is $5,000.
- Reassess all contestants objectives not less than half means by the problem: Get one other DEXA scan and report again. The decide will decide whether or not the contestants want a lifeline by extensions.
- Reward for successful the problem: Break up the winnings from the dads who fail. So theoretically, 9 dads may lose and one dad may win $45,000 if no extensions are concerned.
The Monetary Penalty For Failure Must Be Excessive Sufficient
$5,000 may sound steep, or to some, it won’t sound like a lot. However general, the penalty must really feel painful sufficient to encourage you to carry weights, train, and cut back meals consumption. A $1,000 penalty can be sufficient to get me motivated, whereas one other may want a $50,000 penalty.
$50,000 can be a scary quantity to lose, particularly as money strapped as I’m. Nonetheless, on the flip facet, with such a excessive penalty, there isn’t a means I would not meet my objectives.
Total, we agreed that $5,000 was a excessive sufficient penalty. After about 45 days, the decide additionally supplied dads the choice to purchase an extension for $500 every week, for as much as 4 weeks. If a dad buys the extension and meets his goals, he will get all his a refund and would not should pay the $5,000 penalty.
This lifeline was an important reduction for me given my slower-than-expected progress. However I am additionally reluctant to take it as a result of I would like PAIN AND PENALTY to maintain me motivated.
Physique Recomposition Is A lot More durable
In case you assume shedding weight is difficult, strive shedding fats and gaining muscle on the similar time. Means tougher.
Muscle wants protein and energy to develop. A calorie deficit, which is the way you lose fats, starves your muscle tissues of the gas they want. So the 2 objectives combat one another.
Shedding pounds by itself is comparatively easy. Observe what you eat and run a day by day calorie deficit giant sufficient to hit your fat-loss goal by a sure date. You don’t should do extra. You simply should eat much less. Train helps, however roughly 80% of weight reduction comes from weight-reduction plan. And if you happen to train an excessive amount of, you may overeat.
Constructing lean mass, which is usually muscle, requires lifting weights. And never informal lifting. It’s good to carry to failure, the place you possibly can’t squeeze out one other rep or two. That often means not less than three units of 8 to 12 reps, including weight over time to find what you possibly can actually do.
Getting Older And Extra Fragile
After I was younger, piling on extra plates was a enjoyable problem. Now my joints and tendons ache after I push to the max, and that’s when the harm danger spikes.
Fellow dads have torn biceps, triceps, and pecs, and thrown out their backs lifting. My 70-year-old uncle, who appears like He-Man, tore a shoulder muscle this 12 months and wanted surgical procedure. He’s out for not less than two months.
If I get significantly injured, I’ll more than likely fail the dad bod problem. To win, or not less than not lose, each dad should hit each his fat-loss and lean-mass objectives on the remaining scan concurrently. You’ll be able to’t hit your muscle goal two months in after which lose it throughout the remaining 45 days since you centered solely on slicing.
Physique recomposition is much tougher than doing both one alone. And that is my first time doing it
Haven’t Lifted Weights In A Decade
I hadn’t recurrently lifted weights in over 10 years earlier than this problem.
The explanations had been principally laziness and tedium. I even have a shoulder harm that’s nagged me for not less than six years. Throughout COVID, I couldn’t throw a softball overhand with out ache, so I principally performed first base and sometimes third. I’d relatively not have surgical procedure.
My hope was that going from zero to at least one would produce large beneficial properties. However I wanted to watch out. If I damage myself additional, I won’t have the ability to carry in any respect.
For 45 days, I watched what I ate. I minimize means again on sugar and carbs and loaded up on protein shakes and rooster. On prime of enjoying tennis and pickleball thrice every week for about 1.5 hours a session, I added 30 to 40 minutes of strolling a day.
In spite of everything that, my DEXA scan confirmed I’d misplaced solely 2.6 kilos of fats and gained 1.4 kilos of lean tissue. I anticipated not less than 4 kilos of fats loss, so I used to be upset. However I’m happy with the lean tissue achieve.
The excellent news is I nonetheless have about two months to go.
My Fats-Loss And Lean-Mass Objectives
Over the following two months, I would like to achieve one other 1 pound of lean mass and lose 11 kilos of fats. That’s a internet lack of 10 kilos, which might put me at about 156.5 kilos. However a DEXA scan can simply fluctuate by half a pound, so my safer goal is 156 or much less.
I haven’t been below 160 kilos in 26 years, however I’ve dreamed about it, similar to how I’ve dreamt of shopping for a mansion in paradise. Then actuality units in and bludgeons my hopes into the bottom.
Kei Nishikori, a professional tennis participant I’ve adopted, has performed at round 155 kilos at 5’10”. If he can do it, so can I. After all, he’s an expert athlete who works out 5 hours a day and I’m a 49-year-old dad who writes. Nonetheless, I accepted the problem.
As a tennis and pickleball participant, I wish to be lean. Huge muscle tissues are good, however they decelerate my pace and arms. It’s one motive you don’t see muscular gamers on the professional tour. To every their very own.

The Social Ingredient And Problem Dynamics
One of the best a part of a Dad Bod Problem is the group. Everyone is supportive and brings a special vitamin and health background. We cheer one another on and reply one another’s questions. Though, some stay utterly silent.
I don’t assume anyone is primarily motivated by successful the opposite dads’ cash. Everyone appears motivated by the possibility to enhance their well being.
What’s fascinating is that the objectives aren’t uniform. We entered realizing the penalty and our personal targets, however as soon as the problem began, we may see everybody else’s.
The judges tried to set truthful objectives and meet every dad the place he was. However after seeing all of the numbers, I most likely ought to have negotiated a smaller fat-loss goal.
For instance, my buddy is 2 inches shorter than me and began 38 kilos heavier. He has to get all the way down to about 196 kilos whereas I’ve to get all the way down to 156 kilos. Our physique compositions are completely different, as he has extra lean mass, however shedding an identical proportion of fats when you’ve gotten much less of it’s tougher.
That is life. Which brings me to the teachings a Dad Bod Problem teaches about cash and life.
Health And Funds Have Many Comparable Parallels
1) It takes numerous self-discipline to get match and construct wealth
Getting ripped and rich would not simply occur. You have to make it occur. No person is coming to save lots of you.
The one motive I train is as a result of tennis, pickleball, and softball are enjoyable. In the event that they weren’t, I wouldn’t. I don’t run for enjoyable. I don’t stroll for enjoyable, though I do take pleasure in a pleasant hike.
This lack of enjoyable is the primary motive I finished lifting weights. If I’m going to carry one thing heavy, I wish to be productive, like hauling rocks and luggage of mulch for a landscaping challenge. Curling a dumbbell in a gymnasium felt pointless.
A Dad Bod Problem forces self-discipline when enjoyable isn’t sufficient. It will get you out the door for a 6 am run earlier than work, or to the gymnasium at 9 pm as soon as the children are in mattress. The problem additionally helps you get used to that throbbing feeling of starvation, which can make you extra appreciative of the issues you’ve gotten.
Make the problem lengthy sufficient, 100 to 180 days, and the self-discipline compounds till it turns into a part of your weekly routine.
Constructing wealth requires the identical consistency. You want the self-discipline to save as a lot of every paycheck as doable, and the braveness to place these financial savings in danger. Traditionally, shares have gone up in roughly 70% of years. That’s while you really feel nice about your efforts, like shedding fats and gaining muscle. The opposite 30% of the time, you lose just a little or loads and curse your timing, like getting injured.
Follow each routines for 10 years and also you’ll be blown away by the outcomes. However staying disciplined for that lengthy is difficult. That’s the place a exercise buddy extra gung-ho than you helps. It’s additionally the place an automated 401(ok) contribution from each paycheck and an AI funding advisor helps.
2) Everyone has a special start line in life
Some persons are born to rich, loving mother and father. Others are born into poverty, given up for adoption, or lose their mother and father as infants. Some individuals befriend the founders of a scorching AI firm and be part of earlier than it hits it large. Others be part of startup after startup that goes bust.
The physique is analogous. Some persons are born with quick metabolisms and uncanny power. Others pack on weight regardless of understanding continually. Tall, skinny individuals might battle so as to add muscle. Shorter, stockier individuals might bulk up with ease.
At 49, I am one of many oldest dads within the group. The youngest is 39. Ah, I keep in mind 39. I used to be 5 years into FIRE, touring the world, and recovering a lot sooner than I do now. I additionally didn’t have my shoulder and knee accidents. However the problem provides older dads no handicap. No simpler fat-loss targets, no decrease lean-mass objectives, no additional free time.
Examine your objectives to another person’s and also you may get aggravated, as a result of you’ve gotten utterly completely different genetics. The judges attempt to set truthful objectives, however they received’t get it excellent each time.
We are able to’t management the hand we’re dealt. We are able to solely management our effort and perspective. So evaluate your progress to your outdated self and no one else. In case you hit your personal objectives, you received’t lose. In case you occur to win some cash too, nice. The cash was by no means the purpose.
3) Pay it ahead
What I like about my Dad Bod Problem is that the creators and judges are health fanatics. They’re good, enthusiastic, type, and intensely match. They’ve skilled the advantages of being in form, so that they’re paying it ahead by organizing a problem for 10 dads who’re nowhere close to as match.
I’ve discovered a ton about methods to practice, what to eat, methods to get well, and methods to complement with protein. One instance: unfold your protein out, consuming about 20 to 25 grams each few hours as an alternative of cramming all of it into one meal for higher utilization.
Oh, and do you know a tablespoon of olive oil is round 120-140 energy?! Nuts!
I additionally misplaced all my excuses. I used to inform myself solely individuals with out youngsters or demanding jobs may get extraordinarily match. However the judges are dads and profitable entrepreneurs. Excuses gone.
Paying it ahead can be why I’ve printed thrice every week on Monetary Samurai for over 17 years. No programs, no paywalls, simply free content material based mostly on my experiences that can assist you attain monetary freedom sooner. After I discover an important technique, like negotiating a severance if you happen to plan on quitting anyway, I discover it unimaginable to not share it.
4) Laborious to enhance what you don’t measure
Earlier than this problem, I had by no means measured my lean mass. I simply stepped on a scale. However a scale lies by omission. You may lose two kilos of muscle and assume you’re making progress. That is no good, particularly for folk over 40 who start to lose muscle extra quickly.
The DEXA scan confirmed me the reality. After 45 days, I’d misplaced 2.6 kilos of fats and gained 1.4 kilos of lean physique mass. The size solely confirmed a 1.2-pound distinction, which might have been demoralizing. The DEXA confirmed actual recomposition, but additionally nonetheless a bummer as a result of I believed I’d have made better beneficial properties.
Funds work the identical means. Loads of individuals solely take a look at their earnings or checking account stability and assume they’re doing high quality. However earnings is simply the size. Web value is the DEXA scan. It reveals whether or not you’re constructing property or simply shuffling cash round whereas debt quietly piles up.
I’ve tracked my internet value since 1999 and it’s among the finest monetary habits I’ve ever constructed. No matter you measure recurrently, you naturally begin to enhance.
Empower is what I exploit to trace my internet value as soon as I moved on from spreadsheets in 2012. Mezzi is what I exploit to trace my public investments and achieve highly effective monetary insights to higher optimize my portfolio.
Well being Is What Issues Most

On the finish of the day, I wish to construct muscle and lose fats to extend my possibilities of residing an extended, more healthy life.
That’s primarily why I believe extra individuals ought to be part of a Dad Bod or Mother Bod Problem. Even if you happen to miss your precise targets, you’ll possible end in higher form than while you began.
In highschool and school, I stayed in form to have the widest relationship pool doable. My 4 years at William & Mary had been a blast.
As soon as I began working, good weight-reduction plan and common train went out the window. Throughout my first 5 years, staying below 170 kilos was a battle. Finally I settled into the mid-160s, enjoying aggressive USTA tennis for 10 years and wanting each edge I may get.
Now, I would like as a lot power as doable to play with my youngsters. And I wish to reside lengthy sufficient to satisfy my grandchildren.
So if you happen to want a motive to get in form and alter your physique composition, set up a Dad Bod or Mother Bod Problem. Even if you happen to lose, you’ll most likely make new pals and find yourself fitter.
Right here’s to better power and 156 kilos or much less by December 23, 2026. Extra importantly, right here’s to a lifetime of more healthy habits going ahead.
Readers, have you ever ever joined a Dad Bod or Mother Bod Problem with actual cash on the road? How large does a monetary penalty have to be earlier than it truly adjustments your habits, $500, $5,000, or $50,000?
Get Match, Then Lock In Your Life Insurance coverage
Life insurers discover while you get in form. Your weight and well being historical past assist decide your well being class, which drives your premiums. I had my first little one two months earlier than turning 40, so my youngsters will depend upon me nicely into my 60s. Time period life insurance coverage is the most affordable means to ensure they’re OK if I don’t make it to grandparent obligation.
If in case you have dependents, take a look at Policygenius. You’ll be able to evaluate quotes from a number of prime insurers in a single place as an alternative of calling round. One of the best time to lock in a coverage is whilst you’re younger and wholesome. The second greatest time is correct after you end a Dad Bod Problem. Each my spouse and I acquired matching 20-year time period life insurance coverage insurance policies with Policygenius and we really feel mentally nice consequently.


