The dispute stemmed from an April 2013 explosion at Exxon’s Beaumont, Texas refinery throughout a upkeep undertaking. Exxon had contracted Brock Companies, Ltd. to supply scaffolding providers. Below the service settlement, Brock was recognized as an unbiased contractor and was required to acquire insurance coverage protection, together with staff’ compensation, employer’s legal responsibility, and industrial basic legal responsibility (CGL) insurance policies naming Exxon as a further insured. Nonetheless, the contract additionally gave Exxon the choice to obtain these coverages on Brock’s behalf, which it did by way of an Proprietor Managed Insurance coverage Program (OCIP). Exxon procured staff’ compensation and employer’s legal responsibility insurance policies protecting Brock and its staff and deducted the insurance coverage value from funds made to Brock.
