Sequentially, the corporate’s web revenue elevated over 28% quarter on quarter from Rs 243 crore reported within the first quarter of FY27. The non banking monetary firm’s belongings underneath administration (AUM) in the meantime elevated over 5% QoQ to Rs 59,188 crore as on the finish of the September quarter, from Rs 56,239 crore on the finish of the June quarter.
The corporate’s income from operations decreased 18% YoY to Rs 1,850 crore, whereas whole consolidated bills decreased greater than 22% YoY to Rs 1,426 crore in the course of the quarter underneath evaluation.
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Sammaan Capital’s disbursements in the course of the quarter elevated to Rs 6,278 crore, registering a progress of 62% over the previous quarter. The corporate disbursed roughly 30,700 loans throughout Q2 FY27, taking whole disbursements for the primary half of the continued monetary yr to Rs 10,153 crore throughout roughly 42,600 loans.
The corporate in a press launch mentioned its asset high quality continued to strengthen in the course of the quarter. Gross non-performing belongings (GNPA) improved to 0.15%, in contrast with 0.21% in Q1 FY27, whereas web non-performing belongings (NNPA) declined to 0.11% from 0.15%. The corporate reported a blended cumulative assortment effectivity of 99.6%. Its whole provisions represented 10.2% of the mortgage ebook, reflecting a conservative provisioning strategy, the corporate mentioned.
Sammaan Capital’s web price stood at Rs 19,445 crore as of September 30, 2026, excluding the proceeds of Rs 906 crore acquired from the primary tranche of warrant conversion accomplished on October 30 this yr. Its capital adequacy remained robust at 20%, the corporate mentioned in a press launch.Additionally learn | S Naren’s artwork of contra investing: HDFC Financial institution, Natco Pharma, different 7 high picks down as much as 39% from 52-week highs. What this implies
Sammaan Capital’s FY27 outlook
Sammaan Capital mentioned it stays centered on executing its FY27 progress roadmap, with full-year targets that embrace AUM of Rs 70,700 crore, a mortgage ebook of Rs 53,000 crore, disbursements of Rs 30,100 crore and revenue of Rs 1,400 crore. The corporate can be concentrating on an enlargement of its department community to 270 branches by the top of FY27.
The NBFC added that it longer-term ambition is to progress from its present AA+ credit standing in direction of an AAA score, supported by robust capitalisation, sustained asset high quality, strategic help, funding and liquidity, and enhanced administration and governance requirements. Its roadmap additionally consists of attaining a sustainable Return on Managed Property (ROMA) of above 2%.
What Sammaan Capital’s administration mentioned
Q2 of the monetary yr 2027 represents continued progress within the execution of Sammaan Capital’s transformation and progress technique, mentioned the corporate’s CEO & MD Gagan Banga. “We’ve got delivered robust sequential momentum in, disbursements and profitability whereas additional bettering our asset high quality. Our focus stays on constructing a diversified and resilient lending franchise, supported by disciplined underwriting, robust collections and a strong capital place,” he mentioned.
The corporate is investing in its individuals, distribution community, expertise and governance capabilities to help the following section of progress, the manager mentioned, including that the strategic partnership with IHC additional strengthens its capital place and supplies an vital basis for its long-term ambitions. “As we scale, we stay dedicated to balancing progress with threat self-discipline and constructing a sustainable, institutionally robust monetary companies enterprise,” he added.
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