The proprietor’s response is what ought to curiosity insurers. The coverage additionally carries a separate $25,000 water injury sublimit and a $150,000 private property restrict, the criticism says, and the 2 endorsements do completely different jobs. One units a greenback ceiling for water injury; the opposite units occupancy circumstances. Learn collectively, the proprietor argues, a water loss ought to get well at the least $25,000, not $10,000 – and the private property restrict, it says, is untouched by both endorsement.
