Retirement strain and recruitment alternative
States with dense senior populations – notably Florida, Texas (48,480 aged 50+), and Alabama (4,886 aged 50+) – face mounting retirement-driven attrition. For carriers and intermediaries, this implies making ready for information switch, management alternative, and consumer continuity dangers. In the meantime, areas with sturdy youth inflows, comparable to Arizona and West Virginia, are positioned to rebuild capability sooner however should spend money on coaching and compliance supervision.