NORTHBROOK, Ailing., July 1, 2025 – As temperatures rise, so do insurance coverage claims. New information from Allstate* reveals a major improve in incidents associated to fireside, water harm and theft between March and September. Whereas extreme climate performs a job, the warmth itself is usually in charge for seasonal dangers.
Scorching grills, excessive stakes: Hearth dangers rise in July
- Hearth-related claims improve by 78% throughout summer season months.
- Frequent causes embody barbecues, fireworks and sun-damaged out of doors extension cords.
- July is probably the most hazardous month, with one in 5 fires attributable to grills positioned too near properties.
Water harm: A hidden summer season risk
- Your plumbing is the actual summer season risk. Non-weather-related water harm claims rise 69% in summer season.
- Elevated family water use from lawns to showers causes probably the most claims, together with:
- 80% spike in equipment overflows (A/C drains, washing machines)
- 50% improve in rest room overflows (bathe, bathroom and sink)
- 47% improve in burst water pipes
- And it’s getting worse: Water harm claims rose 20% in summer season 2024 in comparison with 2023
Summer time theft surge: What thieves are focusing on
- Theft claims improve 68% in the summertime, with thieves focusing on vehicles, properties, bikes and even boats.
- What’s getting hit the toughest in accordance with Allstate claims:
- 67% improve in bike thefts
- 60% rise in thefts from unlocked autos
- 40% improve in stolen automobile claims
- 40% of all boat thefts occur in the course of the summer season
- Dwelling burglaries and break-ins are additionally on the rise.
- 49% improve in house theft claims
- 36% spike in experiences of house burglaries
- Essentially the most stolen gadgets: Jewellery, watches and furs (up 45%) and money (up 35%)
- The largest vulnerability? Your storage. Storage break-ins spike 88% in summer season
“From fireplace hazards to water leaks and theft, our information reveals summer season brings a pointy rise in dangers,” mentioned John Micheli, senior vice chairman of property claims at Allstate. “Just a little planning goes a great distance on the subject of defending your house, autos and valuables. Sensible suggestions like locking your storage and checking out of doors energy cords may help you keep forward of the season and benefit from the sunshine with out the stress.”
Summer time Security Tricks to Defend Your Property
- Give your grill some house
Preserve it at the least 10 toes from your own home, deck railings, or something flammable. In case you can contact your siding whereas flipping burgers, you’re too shut. - Don’t let a leak spoil your summer season
Most summer season water harm begins inside. Examine hoses and drains in your washer, A/C unit and dishwasher and don’t neglect your drains. - Outsmart porch pirates and automotive thieves
Use good lockers, ask pleasant neighbors to seize your packages or reroute deliveries whenever you’re not at house. And bear in mind: at all times lock your vehicles and convey valuables inside. - Lock down your storage door
Disable openers, disable the emergency launch, and lock that aspect door. Thieves love a simple entry and soar from home to accommodate whereas it’s heat. - Test in case your out of doors shops are toasting
Solar-baked cords and shops can spark fires. Test for cracks, frays, or warmth harm earlier than plugging within the get together lights.
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About Allstate
The Allstate Company (NYSE: ALL) protects individuals from life’s uncertainties with a big selection of safety for autos, properties, digital units, and identities. Merchandise can be found by way of a broad distribution community together with Allstate brokers, unbiased brokers, main retailers, on-line, and on the office. Allstate is extensively recognized for the slogan “You’re in Good Palms with Allstate.” For extra info, go to www.allstate.com.
*primarily based on Allstate claims information from 2023–2024, evaluating summer season (Mar–Sept) to winter (Oct–Nov).
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