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The Value of Supercommuting: Method Extra Than Simply Gasoline Cash

whysavetoday by whysavetoday
July 10, 2025
in Personal finance
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The Value of Supercommuting: Method Extra Than Simply Gasoline Cash
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A typical supercommuter spends 90 minutes or extra a method commuting to work or faculty. As the price of dwelling continues to outpace wage progress, supercommuting is rising in reputation. In keeping with a latest U.S. Census Bureau report, an estimated 5 million individuals at the moment are supercommuters—up from roughly 3.42 million in 2012.

I hate lengthy commutes. Taking the bus or driving to work was one in all my high three annoyances whereas I used to be employed.

Once I retired in 2012, one of many biggest joys was by no means having to commute once more. Getting again that point, vitality, and psychological readability was a very lifestyle-enhancing advantage of retirement. Then, when the pandemic hit in 2020, thousands and thousands world wide bought to expertise that very same freedom. Is there any surprise why it’s been so laborious to persuade employees to return to the workplace?

On this submit, I wish to spotlight the hidden toll of supercommuting to work or faculty. Positive, you’ll spend extra on fuel in the event you drive. However that’s only the start. So before you purchase a extra inexpensive dwelling in alternate for an extended commute, be forewarned: the trade-offs will not be price it.

My Expertise With Supercommuting

After deciding to not pony up a small fortune for a trip rental in Honolulu, I opted for my household of 4 to stick with my dad and mom for as much as 5 weeks. They’ve three free bedrooms of their five-bedroom home, and it’s a house I’ve returned to for 39 years. It feels snug to me, however to not all.

A few of you thought this was a great way to economize. Others—principally ladies—stated it was merciless to topic my spouse to such “confinement” for therefore lengthy. I get it. Staying together with your in-laws for quite a lot of days is lots to ask, particularly with out en suite bogs or separate kitchens and entrances. And never everyone likes to be in Hawaii throughout the summer time warmth.

Nonetheless, the most affordable appropriate three-bedroom rental I might discover value $16,000 after taxes and charges. A nothing fancy four-bedroom rental, with out a pool, which we favored, was $24,000. After proudly owning actual property since 2003, I simply can’t carry myself to spend that a lot on a brief keep that builds no fairness.

To discover a compromise, we stayed at my aunt and uncle’s place on the North Shore—as much as 1.5 hours away—after 13 days with my dad and mom, to provide each my spouse and mother a break for 9 days. It gave me a break too as I might return to dwelling with out fear of doing issues in a approach that might agitate my mother, e.g. lower fruit on the correct facet of the sink as an alternative of the left.

The children had been completely satisfied wherever they had been, so everybody gained, effectively, apart from me who needed to drive ~2.5 extra hours a day for 5 days.

The False Begin

We picked up our youngsters at 4:55 p.m. Friday from summer time faculty at Punahou to go to Laie for the weekend. All was effectively—till six minutes in, our five-year-old daughter introduced she needed to pee. I circled and went again to highschool so she wouldn’t have to carry it.

Had we been commuting from my dad and mom’ home, simply eight minutes away, I might’ve simply stored driving. That’s one surprising value of supercommuting—having to handle bodily features mid-ride. Most adults can uncomfortably maintain it for an hour or two. However youngsters? Not a lot.

We lastly arrived in Laie an hour and half-hour later. The children napped for 35 minutes, so the journey felt like a breeze to them. Though I used to be drained, I used to be additionally excited to benefit from the freedom of getting our personal area once more.

Supercommuting from Laie to Punahou School in Honolulu takes about 1 hour and 15 minutes each way
Supercommuting from Laie to Punahou College and again

The Monday Morning Supercommute

After a enjoyable weekend full of Pokémon Go Fest, Giovanni’s garlic shrimp, and seaside walks, actuality returned Monday morning.

I handed out by 10 p.m. Sunday after placing the youngsters down by 9:20 with my spouse. I wakened at 2:45 a.m. to get a head begin on publishing a brand new submit, responding to feedback, and going for a morning stroll on the seaside.

The children wakened at 6:30 a.m., and we left by 6:55 to make it to highschool by 8. Again in Honolulu, we often go away at 7:40, so the sooner begin was uncomfortable for my spouse and daughter, who aren’t morning individuals.

Immediately, I might inform the drive would take longer than anticipated. We had been caught behind a gasoline tanker on a single-lane street for about 15 miles, averaging simply 32 mph as an alternative of the same old 40.

About 45 minutes in, I bought a textual content from my spouse thanking me for the journey and the peace and quiet. At a cease mild, I couldn’t assist replying with a GPS screenshot to point out the place we had been—7 minutes delayed. Normally, the GPS arrival time was conservative and straightforward to beat.

However then I made a mistake. I resumed driving whereas glancing on the screenshot I had despatched her as an alternative of the stay Apple Maps. That mind fart value us one other 11 minutes. As an alternative of arriving at 8:06 a.m., we bought to highschool at 8:16. Ugh—I hate being late.

Supercommuting and showing a screenshot of my arrival time
The screenshot I despatched and adopted my mistake

A Place To Grasp Out Made Supercommuting Extra Manageable

At first, I believed I’d simply hang around on the seaside or mall all day earlier than choosing the youngsters up at 4:55 p.m. My spouse additionally wished me to choose up some groceries. No drawback. There was no approach I used to be going to drive 1.15 hours again to Laie after drop off after which do it once more within the afternoon. I figured I’d nap within the automobile beneath a banyan tree if I needed to.

Then I remembered my dad and mom’ home was solely 8 minutes farther. I might write, relaxation, and handle the renovation of an in-law unit I used to be engaged on. Having a house base made the day far more manageable. If I needed to additionally work a full-time job throughout that commute, I might’ve been utterly wiped.

In actual fact, after dropping off the youngsters, I spent the day within the metropolis writing a submit, recording a solo podcast episode, speaking to my dad and mom, grabbing lunch, and squeezing in a fast 15-minute nap.

Then I handled the handyman, swung by Complete Meals for groceries, and picked up the youngsters at 4:55 p.m. The day flew by—and by the tip of it, the considered driving quarter-hour to highschool and 1 hour and quarter-hour again to Laie throughout rush hour was the very last thing I wished to do.

The Subsequent Day of Supercommuting (Good Then Unhealthy)

By the second day of supercommuting, I felt extra assured. I knew the route higher and had discovered from my errors. I bought the youngsters to highschool 10 minutes early and shaved 20 minutes off the drive. It felt like a small win. However after all, good issues by no means final.

Once I arrived at my dad and mom’ home the plumbers had already proven up early. Then, half-hour later, the handyman arrived. In whole, I spent 9 hours managing 5 totally different employees attempting to repair up our long-neglected in-law unit. I hate reworking and swore to by no means accomplish that once more. However right here I used to be, like a masochist, doing it once more whereas I used to be imagined to be enjoyable on trip.

To take advantage of the downtime, I introduced my laptop computer outdoors and labored on a brand new submit. However with the solar blazing and temps hitting 85 levels, I used to be drained by mid-afternoon.

By 4:40 p.m., all I wished to do was lie down in an air-conditioned room and take a nap. However no such luxurious. I needed to hop again within the automobile, drive by way of rush hour to choose up the youngsters, then endure one other 1 hour and 13 minutes again to Laie.

My zest for all times? Gone. After 10 minutes of small discuss with the youngsters about their day, I turned on some music and simply listened like a zombie. I didn’t have the vitality to maintain the dialog going.

By the point we bought dwelling, I used to be toast—only a drained, barely grumpy dad who wished nothing greater than to sit back and crack open a chilly beer.

Optimistic Ideas To Intestine On By means of

Though I used to be commuting about 2.5 hours additional a day, I instructed myself it was price it—for my spouse’s happiness, my mother’s privateness, and even my youngsters’ resilience. Possibly the longer commute would construct their endurance and train them the worth of waking up early.

Maybe most significantly, my spouse appreciated the hassle I put in to make her completely satisfied. Judging by her FaceTime calls from the seaside, she undoubtedly appeared extra relaxed and content material! With appreciation, I used to be motivated to maintain on supercommuting.

As a father, you do what you’ll be able to to supply. A little bit additional effort plus some problem-solving goes a protracted method to making a suboptimal scenario higher. Obtained to assume optimistic! Prior to now, it by no means occurred to me commuting from Laie to downtown Honolulu could be an choice.

In addition to, realizing the supercommuting stint was short-term made it tolerable. My youngsters had Friday off for the 4th of July, so I solely needed to supercommute for 4 days—a complete of ~11 hours of extra driving. Oh yeah, however I forgot about including the 2 halves of driving up Thursday night time and returning Monday morning. So extra like 13.5 hours of additional driving.

The Hidden Prices of Supercommuting

At first look, supercommuting may appear to be an affordable trade-off. Save 20–60% on housing and spend an additional two hours and thirty minutes commuting a day? Possibly not so unhealthy, particularly if the median dwelling value is above $1 million.

However along with a whole bunch extra in fuel and transit prices every month, listed below are different downsides:

  • Elevated threat of harm or demise – Extra time on the street means extra publicity to accidents, particularly when driving with youngsters. I actually noticed a automobile on a residential avenue close to my mum or dad’s home flip upside-down as a result of it bought t-boned at an intersection. One of many vehicles did not cease on the cease signal.
  • Greater stress and cortisol ranges – Unhealthy drivers, visitors jams, and street rage add up, draining your emotional reserves for the day and night. You may find yourself growing power ache, elevate your stress ranges, and finally, shorten your lifespan because of this.
  • Put on and tear in your car – Extra miles imply extra upkeep, particularly in case your automobile isn’t ultra-reliable. You will even have to switch issues extra typically, like your tires and brakes.
  • Higher likelihood of getting tickets – From parking errors to rushing tickets, elevated driving time raises your probabilities of infractions. In flip, your automobile insurance coverage premiums might go up.
  • Lowered happiness and concord together with your vital different – Lengthy commutes drain your vitality and persistence, which implies by the point you get dwelling, you is likely to be extra irritable, checked out, or simply plain exhausted. Small disagreements can flare up extra simply when one or each of you’re working on fumes. Over time, the emotional toll of being bodily distant and mentally unavailable provides up.

If You Are Going To Recurrently Supercommute

When you plan to supercommute usually, two issues are crucial: a secure, dependable automobile and life insurance coverage.

My spouse and I’ve matching 20-year time period life insurance coverage insurance policies, which have offered great peace of thoughts. I like to recommend locking in an inexpensive coverage by way of Policygenius to cowl your money owed and defend your youngsters till they change into adults.

Right here in Honolulu, nevertheless, we don’t have what I’d think about a safe-enough automobile for long-term supercommuting. We’re utilizing my dad’s 1997 Toyota Avalon. Whereas it’s a nostalgic beast, it has poor acceleration for evasive driving, a wobbly axle, shaky brakes above 45 mph, no facet curtain or rear airbags, no blind spot detectors, no sensors, and no rear digital camera. I’m not even positive the entrance airbags work.

Because of this, I drive slowly and attempt to keep additional alert. The one saving grace is that the velocity limits between the North Shore and Honolulu are comparatively low—35 mph on the single-lane “freeway” and 50 mph on the principle freeways. So it’s not like mainland highways the place individuals routinely push 70–85 mph.

If we return to this similar dwelling and commuting association once more, I plan to hire a brand new automobile for $100/day. It’ll not solely be safer, but it surely’ll additionally liberate my dad to run errands throughout the week with his personal 28-year-old automobile. A win-win.

Ultimate Ideas on Supercommuting

Supercommuting may appear to be a wise monetary transfer, particularly when housing close to work is unaffordable. However earlier than you commit, look past the financial savings. Residing in a smaller home or house to avoid wasting time commuting is my desire .

Each hour on the street is an hour not spent together with your family members. Each tense drive takes a toll in your temper, focus, and well being. And each surprising delay chips away at your persistence—particularly if you’re juggling the calls for of household life and work.

Personally, a comparable dwelling would should be not less than 70% cheaper to justify including two additional hours of commuting every day. And even then, I’m undecided the trade-off could be definitely worth the toll on my time, vitality, and well-being. The time I get to spend with my youngsters after faculty is just too valuable to sacrifice.

When you stay inside quarter-hour of each your work and your youngsters’s faculty, think about your self lucky. Whereas distant work surged throughout the pandemic, in-person collaboration has made a robust comeback. Because of this, well-located properties in job-centric cities—particularly the place provide is constrained—might outperform sooner or later.

If you are going to supercommute, have a plan. Know your timeline. Perceive your causes. And ensure the trade-off is actually price it. As a result of ultimately, a less expensive dwelling isn’t price it if it leaves you drained and hating life.

Readers, are any of you supercommuters? In that case, how do you make the lengthy transportation time extra bearable? Are there any surprising advantages to supercommuting past saving on housing prices or being nearer to household or a greater faculty? I would love to listen to your methods and insights.

Sources For A Higher Life

Decide up a replica of my USA TODAY nationwide bestseller, Millionaire Milestones: Easy Steps to Seven Figures. I’ve distilled over 30 years of monetary expertise that can assist you construct extra wealth than 94% of the inhabitants—and break away sooner.

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When you’re seeking to escape a job you don’t love—particularly one with a protracted commute—think about negotiating a severance bundle as an alternative of quitting. A severance offers a invaluable monetary cushion that can assist you take the next step with confidence.

Each my spouse and I negotiated severance packages once we retired in 2012 and 2015, and so they gave us an amazing sense of aid and adaptability. Try my bestselling e-book, How To Engineer Your Layoff: Make A Small Fortune By Saying Goodbye. Use the code “saveten” to avoid wasting $10.

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Subscribe To Monetary Samurai 

Hear and subscribe to The Monetary Samurai podcast on Apple or Spotify. I interview consultants of their respective fields and focus on among the most attention-grabbing matters on this website. Your shares, rankings, and critiques are appreciated.

To expedite your journey to monetary freedom, be a part of over 60,000 others and subscribe to the free Monetary Samurai e-newsletter. Monetary Samurai is among the many largest independently-owned private finance web sites, established in 2009. Every thing is written primarily based on firsthand expertise and experience.

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