The grievance paints an image of back-and-forth emails, inspections, and numerous ready. The Cleggs declare the insurers saved asking for extra documentation and delayed sending out their very own adjusters. When estimates lastly arrived, they had been all around the map. One from Johnson Carpet, dated August 30, 2024, put the associated fee at $176,083.89. One other from Newman Flooring Protecting, dated September 25, 2024, got here in at $180,738.00. The Cleggs say they even obtained a reservation of rights letter from Liberty Mutual on October 17, 2024, however nonetheless didn’t see a full payout.