Garcia sued in Cook dinner County on March 22, 2017, naming Sanchez-Lopez and the automobile proprietor, then voluntarily dismissed in April 2019 and refiled on Might 1, 2019, naming solely Sanchez-Lopez. On March 22, 2021, Garcia amended so as to add a declaratory judgment depend in opposition to American Household in search of UM advantages. On April 22, 2021, American Household denied the declare, asserting counsel’s letter in 2015 had been inadequate, that the negligence motion was not filed inside Illinois’s two-year bodily harm statute of limitations and impaired subrogation rights, and that the tortfeasor was the snowplow driver and doubtless insured.Â
