In keeping with Esdras Martinez (pictured left), engineering underwriter at Munich Re Facultative & Company (F&C), the problem begins from the very first levels of building. From an insurance coverage perspective, he instructed IB that building protection is successfully a property coverage that spans your complete construct “from the very first second, the place you continue to have a greenfield on the market, till no matter you construct is completed, you hand over the keys to the proprietor and the time period ends.”

