Splash Monetary
See disclaimers at: https://www.splashfinancial.com/disclaimers/
Splash Monetary, Inc. (NMLS #1630038), licensed by the DFPI beneath California Financing Legislation, license # 60DBO-102545
Phrases and Circumstances apply. Splash reserves the best to change or discontinue merchandise and advantages at any time with out discover. Merchandise might not be out there in all states. Charges and phrases are topic to alter at any level previous to utility submission. The data you present is an inquiry to find out whether or not Splash’s lending companions could make you a mortgage provide. To qualify, a borrower have to be a U.S. citizen or different eligible standing and meet lender underwriting necessities. Lowest charges are reserved for the best certified debtors and will require an autopay low cost of 0.25%. Splash doesn’t assure that you’ll obtain any mortgage presents or that your mortgage utility shall be authorized. If authorized, your precise charge shall be inside a variety of charges and can rely upon quite a lot of elements, together with time period of mortgage, creditworthiness, earnings and different elements. This data is present as of October 23, 2025. You need to evaluate the advantages of your federal scholar mortgage; it might provide particular advantages {that a} non-public refinance/consolidation mortgage could not provide. When you work within the public sector, are within the navy or profiting from a federal division of reduction program, akin to income-based compensation or public service forgiveness, chances are you’ll not wish to refinance, as these advantages don’t switch to personal refinance/consolidation loans.
Autopay Low cost. Charges listed embrace a 0.25% autopay low cost.
Annual Share Price (APR) is the price of credit score calculating the rate of interest, mortgage quantity, compensation time period and the timing of funds. Mounted APR choices vary from 4.96% (with autopay) to 11.24% (with out autopay). Variable APR choices vary from 4.99% (with autopay) to 11.14% (with out autopay). Variable charges are derived by including a margin to the 30-day common SOFR index, revealed two enterprise days previous such calendar month, rounded as much as the closest one hundredth of 1 % (0.01% or 0.0001).
Cost Disclosure. Mounted loans function compensation phrases of 5 to twenty years. For instance, the month-to-month fee for a pattern $10,000 with an APR of 5.47% for a 12-year time period can be $94.86. Variable loans function compensation phrases of 5 to 25 years. For instance, the month-to-month fee for a pattern $10,000 with an APR of 5.90% for a 15-year time period can be $83.85.
Bonus Disclosure. Phrases and situations apply. Supply is topic to lender approval. To obtain the provide, you have to: (1) be refinancing over both $50,000, $100,000 or $200,000 in scholar loans relying on the channel accomplice that’s offering the bonus provide (2) register and/or apply by way of the referral hyperlink you got; (3) full a mortgage utility with Splash Monetary; (4) have and supply a sound US tackle to obtain bonus; (5) and meet Splash Monetary’s underwriting standards. As soon as situations are met and the mortgage has been disbursed, you’ll obtain your welcome bonus by way of a examine to your submitted tackle inside 90-120 calendar days. Bonuses that aren’t redeemed inside 180 calendar days of the date they have been made out there to the recipient could also be topic to forfeit. Bonus quantities of $600 or higher in a single calendar yr could also be reported to the Inside Income Service (IRS) as miscellaneous earnings to the recipient on Kind 1099-MISC within the yr acquired as required by relevant legislation. Recipient is accountable for any relevant federal, state or native taxes related to receiving the bonus provide; seek the advice of your tax advisor to find out relevant tax penalties. Splash reserves the best to alter or terminate the provide at any time with or with out discover. Bonus Supply is for brand new clients solely.
