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Canadian snowbirds face difficult dilemma over U.S. journey

whysavetoday by whysavetoday
December 14, 2025
in financial News
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Canadian snowbirds face difficult dilemma over U.S. journey
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For a lot of, wintering within the U.S. is not only a journey: it is a way of life and an funding. And Donald Trump’s commerce conflict is forcing some troublesome decisions

Printed Dec 12, 2025  •  Final up to date 7 hours in the past  •  10 minute learn

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snowbirds
Photograph by Getty Photos

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Rick, a retired accountant from Vernon, B.C., has been coming to California for 17 years.

However closing in on 80 years of age, he has been reconsidering that ritual. He doesn’t just like the political local weather in the US and he additionally worries about how Canadians can be accepted.

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He would most likely promote his place in Palm Desert if he may lease it again when he needed.

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“If I have been making a monetary choice strictly, I’d promote,” he stated. However there’s a catch. “The emotion will get into it. We love being right here, as do all of our Canadian and American pals.”

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Rick, who didn’t need his final title used over fears about repercussions travelling to the U.S., is one among about 1,000,000 Canadian snowbirds who might be forgiven for feeling a bit of trapped as of late.

Amid boycotts and anger over the commerce conflict and U.S. President Donald Trump‘s musing about making Canada the 51st state, many are feeling pressured to decide on between their nation and their winter residences — second properties stuffed with household, pals and fond reminiscences.

“We struggled with it and talked about it most likely day by day for months earlier than we got here again down,” Rick stated.

Different Canadians, not tied down by the monetary and emotional attachments snowbirds face, are making the other alternative.

Statistics Canada information confirmed journeys to the US plunged 21.6 per cent 12 months over 12 months within the second quarter. In the meantime, Canadians took 99.3 million home journeys, up 8.5 per cent from the identical interval a 12 months earlier.

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Florida
A latest survey discovered that 70 per cent of Canadian snowbirds nonetheless deliberate to go to the southern United States this 12 months. Photograph by Getty Photos

The fourth quarter of this 12 months and the remainder of the winter will check Canadians’ will: there may be nowhere north of the border that may evaluate with American sunbelt locations comparable to Florida, California and Arizona, the place retirees have lengthy flocked to keep away from winter.

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Stephen Tremendous, founding father of Snowbird Advisor and a lawyer by coaching, stated that whereas the sentiment in opposition to journey to the US began in February, the complete impression is barely hitting now.

“That is the primary 12 months we will inform what is going on,” he stated.

Snowbirds nonetheless heading south

A latest survey of Tremendous’s members, based mostly on 4,000 responses, discovered that final 12 months 82 per cent of snowbirds went to the US, six per cent stayed residence, and the stability of 12 per cent went to worldwide locations.

We thought that extra folks could be staying residence this 12 months, however that is not the case. They are going anyway

Stephen Tremendous, founding father of Snowbird Advisor

The identical members have been requested the place they deliberate to go this 12 months, and 70 per cent stated the U.S., seven per cent stated keep residence, and 23 per cent stated worldwide.

“We thought that extra folks could be staying residence this 12 months, however that’s not the case. They’re going anyway,” stated Tremendous.

The distinction is being picked up by worldwide locations, with prime decisions for his members are Mexico, Spain, Portugal, Costa Rica and the Caribbean.

Tremendous stated the 15 per cent drop in U.S. journey by snowbirds is loads lower than in different journey segments, noting that within the normal inhabitants, the decline in U.S. journey is extra probably 25 per cent to 40 per cent.

“I believe there are a number of components,” he stated. “The highest three components are: Primary, folks personal property; they’re not going to go away it vacant for the winter to go some place else. That doesn’t make sense financially for lots of people.”

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However one other is that 70 per cent of snowbird residents drive to the US, and different warm-weather locations will not be that accessible. Driving not solely saves on airfare but in addition on car rental, which may value 1000’s over the winter.

Tremendous stated the third key issue is that snowbirds are a distinct demographic.

“It’s a life-style,” he stated. “They’re going to see their pals. They’ve communities down there. They’re spending months at a time down there. And for them to select up and depart for some place else is a bit more troublesome. When you’re going away for per week or a weekend, you’ll be able to just about go wherever.”

Tough choices

Nonetheless, the choice to proceed wintering in the US is weighing closely on Canadians, and a few are electing to lease earlier than making a serious dedication.

Kym Dias, a California realtor initially from British Columbia, stated individuals who personal are coming again down, however that’s due to the prevailing funding.

“A few of them have even stated to me, ‘If I didn’t personal, I’d be making a very totally different choice right here,” she stated.

Nonetheless, she is working with a vendor from Vancouver right this moment who isn’t political in any respect, however whose spouse is lamenting that none of her pals will go to her in the US this winter.

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“A number of their pals lease. So she has no one to hang around with. They’re not going to return down for 4 years. She stated, ‘I’m not sitting right here whereas my husband golfs.’ Now they’re promoting,” stated Dias.

She figures as soon as a few of her older Canadian shoppers promote, many nearer to 80, they are going to be gone for good.

“They’re most likely not going to return again down right here and purchase one other place,” she stated. “Fairly a couple of of them are, like, ‘We’re simply going to go journey. We simply don’t wish to be locked down anymore.’ They’ll do one thing else.”

On the U.S. East Coast, Hollywood Seaside, 30 kilometres north of Miami, has lengthy been recognized for enjoying host to throngs of French Canadians, and the query there may be whether or not they may return this 12 months.

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Tom Vaskovic, a former Torontonian, moved to South Florida almost 25 years ago and now owns an ice cream stand on the beach called Surf N' Spray.
Tom Vaskovic, a former Torontonian, moved to South Florida virtually 25 years in the past and now owns an ice cream stand on the seashore known as Surf N’ Spray. Photograph by Submitted

Tom Vaskovic, a former Torontonian who moved to South Florida virtually 25 years in the past and now owns an ice cream stand on the seashore known as Surf N’ Spray, has seen tourism ebb and move in his time. He admits final 12 months enterprise did “take a bit of dive,” so he’s cautious about what comes subsequent.

“There will not be as many individuals from Quebec as there was,” he stated, including that whereas there’s something to the boycott speak, clients who’re nonetheless coming down seem extra involved about inflation.

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“The distinction within the greenback is one factor, however the inflation down right here makes it look like the costs are even increased,” he stated. “I can’t blame them, however there may be additionally a number of media in opposition to the US.”

How a lot do boycotts damage U.S. tourism?

A giant query for boycott proponents is how a lot People actually care about Canadians travelling to the US. Canada can’t sink the American journey business, however a boycott may damage.

The U.S. Journey Affiliation stated Canadians have been the highest guests to America in 2024, with 20.4 million journeys, producing US$20.5 billion in spending and supporting 140,000 American jobs. A ten per cent discount in Canadian journey, which is already occurring, may imply two million fewer visits, or US$2.1 billion in misplaced spending, and 14,000 job losses.

Those self same snowbirds and Canadian consumers may have much less of an impression on a U.S. housing market that had US$2.2 trillion in present gross sales in 2024. However, Canadians have been the second largest worldwide consumers of residential actual property within the U.S. final 12 months at US$6.2 billion, solely barely behind the Chinese language, and in vacationer areas their absence is at the least being seen.

I will be very sincere with you. We used to get much more Canadians

Isabella Holguin, director of gross sales at St. Regis apartment growth

On the two-tower undertaking generally known as the St. Regis in Sunny Isles, a metropolis positioned on a barrier island in northeast Miami-Dade with 62 storeys of luxurious condos that begin at US$5 million, the director of gross sales, Isabella Holguin, laments the lack of Canadians. However she doesn’t sound too apprehensive.

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“I simply offered to a man from Suriname. The entire twenty fourth flooring, all 4 models,” she stated.

Holguin stated the complicated’s south tower with 170 models, set to ship in 2028, is offered out, whereas its north tower has solely 150 models to accommodate consumers clamouring for larger and dearer models.

One buyer walked in from the seashore and signed all of the paperwork to purchase a unit on the complicated, which is promoting for a median of US$2,750 per sq. foot. And in contrast to the pleasant down fee market in Toronto’s apartment scene, clients have to have 50 per cent down, a typical pushed by the 2008 housing crash, south of the border.

“We’re getting cash from a number of international locations, however primarily the U.S. I’m going to be very sincere with you. We used to get much more Canadians,” Holguin stated.

This 12 months, she’s had solely three Canadians buy within the newer north tower. The unique south tower noticed 11 of its 170 models purchased by Canadians.

“A part of that is the greenback, it’s very costly for you guys,” she stated, noting that previously her group would do advertising and marketing reveals in Montreal and Toronto to promote.

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Condo buildings line the beach in Sunny Isle, Florida, where fewer Canadians have been buying units.
Rental buildings line the seashore in Sunny Isle, Florida, the place fewer Canadians have been shopping for models. Photograph by Joe Raedle/Getty Photos

It’s the other of COVID instances, when Canadians flocked to South Florida, pushed partially by a state that had just about no lockdowns all through the pandemic.

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“A number of Canadians got here. Everyone needed to be right here. A giant issue was that we have been open. You got here down right here, and also you didn’t even know COVID was occurring. Folks have been free right here. So that they didn’t care about whether or not it was too costly. They solely cared about their freedom,” Holguin stated.

The Canadians are gone and others have crammed the hole.

“For me now, it’s People. We will promote to Brazilians, Mexicans,” she stated. “I can’t change tariffs; it’s what it’s.”

New necessities for snowbirds

Evan Rachkovsky, director of analysis and communications for the Canadian Snowbird Affiliation, stated 70 per cent of Canadian snowbirds go to Florida, so the state will bear the brunt of any decline.

“I believe the political discourse is having a unfavourable impact as a result of snowbirds have been caught up in that with this new registration requirement,” he stated, noting that guests should now test in with the U.S. authorities for stays of 30 days or longer.

Each Rachkovsky and Tremendous, the snowbird adviser, counsel the brand new necessities are principally about paperwork, however they’re a brand new actuality Canadians should get used to in a lot of the world.

“Persons are involved about it, however it isn’t a very troublesome course of,” stated Tremendous, including that biometrics or fingerprinting have gotten frequent for a lot of international locations.

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“I believe it simply doesn’t sit nicely with folks due to the whole lot else that’s occurring. However the reality is, the U.S. isn’t distinctive in doing this, and the world is heading in that route. And we’ll most likely do it in Canada.”

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Hollywood Beach
A beachgoer enjoys the day at Hollywood Seaside, 30 kilometres north of Miami. The world has lengthy been recognized for enjoying host to throngs of French Canadians, and the query is whether or not they may return this 12 months. Photograph by Joe Raedle/Getty Photos

It might be the brand new norm, however for folks like Invoice Cherniatenski, who simply retired after four-and-a-half a long time working in procurement for one among Canada’s largest grocery market chains, it has him considering twice about his subsequent transfer.

“We determined in opposition to our personal beliefs that we’re going to go down for February this 12 months, solely,” stated Cherniatenski, who had owned a apartment in Myrtle Seaside, South Carolina, throughout his working years however offered it throughout the pandemic as a result of the timing was proper and so was the worth.

He needed to analyze an excellent hotter local weather additional south, however the political discourse obtained in the best way. Now he’s taking child steps and renting in Panama Metropolis, Florida, this 12 months, not removed from the state capital of Tallahassee, after a really pleasant landlord satisfied him to return and gave him an excellent friendlier charge of US$1,700 for an oceanfront unit in a posh with two swimming pools and scorching tubs.

“Final 12 months, I stated no due to the political setting,” stated Cherniatenski, who readily admits the weak Canadian greenback additionally saved him residence.

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He and his spouse, who dwell simply outdoors Toronto, have been actually on the fence this 12 months too, however the landlord couldn’t have been extra welcoming.

Find out how to deal with the elevated tensions with the U.S. was a subject of dialog amongst his neighbours, with many contemplating the commerce conflict’s impression on their retirement plans.

“I talked to different folks, and so they stated, ‘You already know, you labored 45 years for this second, why let one particular person within the States change your life?’” he stated.

His different concern was how People would deal with Canadians south of the border however a neighbour put him comfortable. “He stated they roll out the pink carpet for Canadians, and they’re apologetic,” he stated.

However don’t get the concept he’s totally dedicated to the US. Cherniatenski is a part of the brand new wave of Canadian retirees who should be gained over, as they’re now making decisions that would impression their subsequent decade or two of winter travelling.

“We simply got here again from the Dominican,” he stated, noting renting in Florida lets him check out his choices.

He’s much less petrified of crossing the border and thinks the foundations are just about the identical in follow.

“That is the States. Nothing’s modified on the border. Preserve your mouth shut. Solely communicate when requested,” stated Cherniatenski, who admits behind his thoughts he does fear about some immigration problem.

However he has his line within the sand the place he gained’t return to America.

“In the event that they mistreat Canadians, in the event that they don’t respect us, I’d say, ‘Screw you guys.’”

• E mail: gmarr@postmedia.com

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