The lease drives the declare. The tenant, OCIC says, agreed to call the owner as an further insured “with limits of $5,000,000.00 mixed single restrict per incidence for harm or loss of life, or for injury to property.” The grievance additionally factors to a lease clause on sidewalk maintenance: “Tenant shall preserve the outside, the car parking zone, sidewalk, driveways and landscaping on, about or serving the Premises in good order and restore, together with snow elimination and sweeping.”

